The Restoration Guys

Storm Damage

How Does The Insurance Process Work?

How we aid in restoring your storm damaged home

Step 1
Step 1
REQUEST AN INSPECTION WITH OUR TEAM

One of our team members will be able to provide a free inspection (visual or drone) of your property. We will generate a damage assessment report of your roof and its condition.

Step 2
Step 2
FILE A CLAIM

Once your home has been qualified by our team, a claim must be filed with your homeowner's insurance. This would be a good time to have our team analyze your coverages.

Step 3
Step 3
COMPLETE THE ADJUSTMENT

Our team will meet with a representative from your insurance company at your house to point out the damage to them. They will have received our information and estimate ahead of time.

Step 4
Step 4
NEGOTIATE WITH YOUR INSURANCE COMPANY

In the event everything isn't fully covered, we go back and forth with your insurance company to ensure the damage is fully covered.

Step 5
Step 5
REMOVE AND REPLACE THE STORM DAMAGED

Once an approval has been received, we collect funds and begin the building phase. Our experienced cews remove and replace your current roof/sliding with a modernized roofing/sliding system.

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How Do I Start The Process?

The Process starts with scheduling an appointment with one of our Guys to assess your project!

Will My Rates Go Up for Filing a Claim ?

Insurance rates can increase even if you don't file a claim due to how insurance companies calculate premiums based on geographic risk. Insurers often assess the risk within a certain radius of your home, considering factors like local crime rates, weather patterns, and other risks. If the risk in your area rises, your rates might go up automatically. However, it's important to note that damage from storms, classified as "acts of God," cannot legally be used to justify rate increases. This ensures that you’re not penalized for unavoidable natural events that are out of your control.

What if My Exterior Isn't Leaking?

Even if your home doesn’t currently show visible damage, it’s wise to have it inspected regularly. Storms and severe weather can cause hidden issues, such as minor leaks or structural damage that isn’t immediately obvious. Addressing these problems before they escalate can save you significant repair costs and prevent more extensive damage. We specialize in identifying potential vulnerabilities and ensuring your home remains protected. Proactive maintenance is crucial to avoid issues that might not be visible until it’s too late. Let us help you safeguard your home and prevent future problems before they arise.

Will This Be Expensive?

As insurance contractors specializing in storm damage claims, we work directly with your insurance company to handle repairs. You’re only responsible for paying your deductible, which averages around $1,000. Our commitment is to ensure you receive a high-quality, long-lasting solution. We only proceed with repairs if we can secure a 50-year system that meets your needs and gets approved by your insurance at a fair price. If we can’t obtain coverage for the repairs or agree on a suitable price, we won’t charge you anything. Additionally, if your deductible is challenging to manage, we offer referral bonuses and financing options to help. Our goal is to make the process as smooth and affordable as possible for you.

How Do I File Claim?

To file a claim, call your insurance company's general claims line. Provide your policy number, details about the storm damage, and any relevant photos. They’ll guide you through the process and assign an adjuster to assess the damage and determine a date for an inspection.

What Scope of Work Can You Handle?

We specialize in comprehensive exterior renovations, including siding, roofing, and windows, all backed by a limited 50-year warranty. Our services extend to interior remediation and repairs, addressing any damage from leaks or catastrophic events. From initial inspection to final repairs, we ensure your home is fully restored and protected with top-quality workmanship and long-term coverage.